![]() Below, you’ll find a step-by-step, simple budget guide that anyone can follow. Luckily, budgeting doesn’t have to be a complex process. Instead of focusing on the things we can achieve through financial freedom, we focus on all of the things we can’t have and need to cut out of our lives. They’re boring and tedious, and we often associate them with a sense of deprivation. Budgets fail - but why? It’s because oftentimes, we feel overwhelmed and burdened by them. If you’ve ever attempted to stick to a budget and failed, you’re not alone. Tweak your monthly budget based on your specific financial situation, like paying off high-interest credit card debt or saving for a house.One streamlined budgeting strategy is the 50/30/20 method in which you allocate 50% for needs, 30% for wants, and 20% for savings.Budgets can be simple - they don’t have to be tedious and difficult to maintain.
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